Creative Provider

of business loans


instead of cash down


over 35 years

About Us

Home About Us

We started with a simple idea

Solutions Financial Services (SFS) was started in 2001 to help companies obtain financing when traditional sources don’t meet their needs. We go beyond traditional lenders by working with business owners to improve their operations and lower financing costs with knowledgeable, dedicated people and a personal touch.

Steve Kohler is the general manager of SFS. He makes loan decisions and serves as the loan relationship manager for each borrower. Steve has over 35 years in the banking and finance business and enjoys working with clients to help them reach their goals. Steve also is a licensed independent insurance agent, so he can help you get the business insurance that best fits your needs.

SFS is part of a larger group of companies involved in equipment and vehicle sales, repair services, rental services, manufacturing, and land development. Our sister companies together employ more than 600 workers in Utah, Idaho, Nevada, and Wyoming.

We have more than 60 years of valuable experience in owning and operating a variety of companies during good times and bad. At SFS, we truly understand what you’re dealing with each day as a business owner or operator which means we can provide truly unique Solutions to help you succeed. Call us today!

Our passion is your success.

Excellence and experience

With more than 35 years of experience in business lending and advisory work, Solution Financial Services can find the loan for you, today! Steve Kohler is each customer’s no-cost business advisor. You will deal directly with Steve, resulting in the best possible customer service.
  • Loans to buy equipment or vehicles, new or used (any age), most any brand.
  • Obtain working capital for daily operations.
  • Refinance or restructure existing debt – mainly to get caught up with payables and cut monthly payments.

Yes! We work one-on-one with you as your no-cost business advisor.

Simply fill out the form on the Contact Us page, or give us a call at 801-978-1493.

Why Choose Us?


We give your company access to capital to ensure your continued success and growth.


We are full of ideas, so we’ll get you the best loan possible.


We have over 35 years of experience providing expert business lending advice.


With our expert staff, we analyze and prepare loans specific to your industry needs.